Buying and owning a home is the best moment for anyone. But the price range is such that most people need a home loan. For a home loan, you need a good CIBIL score. Does that mean people with a low CIBIL score can not get a home loan? No, it’s not like that; you can get a home loan. A home loan with a low CIBIL score (typically below 650–700) is difficult but possible.